The FCA stipulate that all investment managers must benchmark their investment performance against a relevant benchmark, so whereas we manage multi-asset client portfolios across a range of risk profiles, we will measure our performance against the toughest industry benchmarks so that our clients can easily see just how effective our investment performance is compared to the industry as a whole.
Our investment management mandates range across the following risk profiles:
We use the latest industry risk profiling tools to ascertain our clients attitude to risk and tolerance for any loss in capital over a given a given time. These produce risk profiles ranging between 1 and 10. Below are the risk profile outputs and how we may manage a clients portfolio subject to in-depth discussions to ensure that we fully understand our clients objectives as well as their appetite for risk:
Risk Profiles:
1 & 2: Bespoke Alternative to Cash (BACA) which we benchmark against the bank of England base rate plus 2%
3&4: Cautious
5&6: Balanced
7&8: Growth
9&10: Aggressive Growth
So “above benchmark performance” means that we regulatory outperform the toughest industry benchmarks for our clients across all risk profiles.
“BACA” – for company funds, charity funds, pension funds, trust settlements and private portfolios that need to be managed very conservatively with above inflation returns net of fees, along with capital preservation being the overriding objectives – we are pleased to be able to put together a bespoke Private Office Asset Management low risk “Bespoke Alternative to Cash Accounts” – typically benchmarked against the Bank of England Base Rate + 2%.
We have a consistent and successful track record of protecting capital and providing real returns after inflation (although past performance is not necessarily a guide to future performance).
Ask us today about our proprietary low risk Bespoke Alternative to Cash Accounts (“BACAs”) as a potential alternative to some of your cash holdings that may be earning less interest than the annual rate of inflation – and causing your capital to be diminishing in value on an annual basis in real terms. We can tailor the portfolio to your individual specific risk requirements & return objectives.