Testimonials

Talk to us about your
Wealth Management needs

Bespoke wealth management, tailored just for you

Private Office Asset Management Limited is able to act on your behalf in advising you on investments and non-investment insurance contracts.

We offer products and services as follows:

  • Investments & Pensions

    We provide an independent advice service. We will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market.

  • Estate Planning Services

    We provide an independent advice service. We will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of your current situation and your objectives.

  • Non-investment protection contracts

    We advise on non-investment protection products e.g. term assurance, income protection and critical illness from a range of insurers.

Retail Distribution Review

The Retail Distribution Review (RDR) came into effect on 31st December 2012, and it applies to all advisers working in the retail investment market, irrespective of whether they are employed by banks, product providers, wealth managers, stockbrokers or independent financial adviser firms.

With RDR the Financial Conduct Authority (FCA) has introduced new rules that require firms to:

  • Independent or Restricted

    Clearly describe their investment advisory services as either 'independent' or 'restricted'

  • Charges

    Explicitly disclose what they charge for their services

  • Received remuneration

    Receive remuneration for investment advice only via charges agreed with their clients

  • Professional standards

    Employ investment advisers who have attained and adhere to consistent professional standards, including higher minimum qualifications.

Private Office is Independent

Private Office Asset Management Limited is ‘Independent’, and believes that RDR represents a positive development for the financial services industry. Its objectives and the cornerstones of its approach are in keeping with our own mission to deliver the best possible, high quality, service for our private clients.

A key requirement of RDR is that the charge for providing advice should be clearly distinguished from the charge for any other service, and in particular the FSA has been concerned that investment advisers have received commissions from product providers as a reward for the sale of certain investments. 

These commissions had the potential to compromise the impartiality of the advice offered; therefore under RDR advisers are no longer allowed to receive commissions in this way.

Historically, Private Office Asset Management has provided investment services on a fee-only basis, setting out our charges very clearly, and thus we have not worked on a commission basis and we are proud to say that we were already complying with this aspect of RDR prior to its introduction.

RDR also requires firms to classify themselves as either ‘Independent’ or ‘Restricted’. The distinction between the two is that “Independent” advisers can consider the whole investment universe, product types and products by all providers in making their recommendations to clients, whereas ‘Restricted’ firms will only consider a selected range offered by a limited number of providers.

Every client facing adviser must achieve higher minimum qualifications (Level 4), complete adequate and formalised Continuing Professional Development training (CPD) and must be issued with a Statement of Professional Standing (SPS) which defines activities / advice they are authorised to provide.

Client Agreement and Service Agreement

Our Client Agreement and Ongoing Service Agreement are available upon request, and these clearly define the services that we provide and the fees that we charge for providing the defined initial and ongoing services agreed with each client.

Regulatory

Private Office Asset Management Limited is Authorised and Regulated by the Financial Conduct Authority. The Firm’s FCA Number is 650696.

The Company is Registered in England and Wales, Company Number 5901662

Choose your Private Office

Royal Exchange, Central London & West Sussex

Looking for our associated partner firms?

Visit our associated partner firms via the links below.

Private Office Asset Management Limited and Gladstone Morgan Limited have formed a Partnership to offer Individual and Corporate wealth management solutions to their clients and professional introducers via Gladstone Morgan Private Office Offshore, a trading style of Gladstone Morgan Limited, offshore Independent Financial Advisors.

Gladstone Morgan have 11 offshore wealth managers and support staff working across their offices in Hong Kong, Shanghai, Bangkok and Dubai.

arpo-logo

Private Office acquired Austin Ryder Solicitors (established 1954) in 2018.

We provide legal services for Businesses & Individuals.

We have specialist teams working on the full legal aspects including Company Commercial, Real Estate, Dispute Resolution and Private Client.

Private Office Asset Management Limited and Simmonds (International) Financial Associates Limited have formed a Partnership whereby Private Office Asset Management provide bespoke investment management services to clients of Simmonds Private Office (Hong Kong) – which is a trading style of Simmonds (International) Financial Associates Limited.

Hong Kong

Suite B
Wing Yee Commercial Building
5 Wing Kut Street
Central
Hong Kong

Shanghai

2nd Floor Office R31-R33
SOHO 3Q
Donghai Plaza
299 Tongren Road
Jinghan

Bangkok

507/573 Nakhon Thai Village
1, Soi Sathupradit
31 Sathupradit Road
Chongnonsee
Yannawa
Bangkok
10120
Thailand

Dubai

PO Box 49195
Office #305
Al Nasr Plaza Bldg.
Oud Metha
Dubai
United Arab Emirates

The FCA stipulate that all investment managers must benchmark their investment performance against a relevant benchmark, so whereas we manage multi-asset client portfolios across a range of risk profiles, we will measure our performance against the toughest industry benchmarks so that our clients can easily see just how effective our investment performance is compared to the industry as a whole. 
Our investment management mandates range across the following risk profiles:
We use the latest industry risk profiling tools to ascertain our clients attitude to risk and tolerance for any loss in capital over a given a given time.  These produce risk profiles ranging between 1 and 10.  Below are the risk profile outputs and how we may manage a clients portfolio subject to in-depth discussions to ensure that we fully understand our clients objectives as well as their appetite for risk:
 
Risk Profiles:
1 & 2:    Bespoke Alternative to Cash (BACA) which we benchmark against the bank of England base rate plus 2%
3&4:       Cautious
5&6:       Balanced
7&8:       Growth
9&10:    Aggressive Growth
 
So “above benchmark performance” means that we regulatory outperform the toughest industry benchmarks for our clients across all risk profiles.

“BACA” – for company funds, charity funds, pension funds, trust settlements and private portfolios that need to be managed very conservatively with above inflation returns net of fees,  along with capital preservation being the overriding objectives – we are pleased to be able to put together a bespoke Private Office Asset Management low risk “Bespoke Alternative to Cash Accounts”  – typically benchmarked against the Bank of England Base Rate + 2%.

We have a consistent and successful track record of protecting capital and providing real returns after inflation (although past performance is not necessarily a guide to future performance).

Ask us today about our proprietary low risk Bespoke Alternative to Cash Accounts (“BACAs”) as a potential alternative to some of your cash holdings that may be earning less interest than the annual rate of inflation – and causing your capital to be diminishing in value on an annual basis in real terms. We can tailor the portfolio to your individual specific risk requirements & return objectives.